Dave Ramsey Endorsed Local Provider (ELP)

Are you a Dave Ramsey fan? Well so are we! We are Dave’s ELP for the Greater New Orleans area and would love the opportunity to help you with your “Baby Steps”. Whether you’re just learning about Dave or you’ve had your share of “Stupid Tax” we’re here to help you with your insurance needs. Feel free to check out …

RandeeHDave Ramsey Endorsed Local Provider (ELP)

Replacement Costs vs. Actual Cash Value

Do you know the difference between Replacement Costs (RC) and Actual Cash Value (ACV)?  A lot of people had no idea what these two phrases meant until after Hurricane Katrina wiped out their homes and all of their worldly possessions.  Yet, I still run across policies that are purchased and have ACV instead of the RC cost rider.  For those …

RandeeHReplacement Costs vs. Actual Cash Value