Dave Ramsey Endorsed Local Provider (ELP)

Are you a Dave Ramsey fan? Well so are we! We are Dave’s ELP for the Greater New Orleans area and would love the opportunity to help you with your “Baby Steps”. Whether you’re just learning about Dave or you’ve had your share of “Stupid Tax” we’re here to help you with your insurance needs. Feel free to check out …

RandeeHDave Ramsey Endorsed Local Provider (ELP)

Louisiana Citizen’s Refund info

I have had a huge requests for information on how to figure out what you need to bring your tax person with regards to the Citizen’s refund. So I figured it would be easier to put all the information in one place for my clients.  First, you will need a copy of your policy declarations page…it’s that packet they sent …

RandeeHLouisiana Citizen’s Refund info

Why an Independent Agent?

A lot of folks out there swear by their State Farm, Allstate, and Liberty Mutual agents. While the agent themselves may be wonderful and offer you fantastic customer service where does the product they are offering compare to other companies out there? A lot of people after Hurricane Katrina got burnt by the big name carriers. There are some out …

RandeeHWhy an Independent Agent?

Replacement Costs vs. Actual Cash Value

Do you know the difference between Replacement Costs (RC) and Actual Cash Value (ACV)?  A lot of people had no idea what these two phrases meant until after Hurricane Katrina wiped out their homes and all of their worldly possessions.  Yet, I still run across policies that are purchased and have ACV instead of the RC cost rider.  For those …

RandeeHReplacement Costs vs. Actual Cash Value

Credit & Your Insurance

“What does credit have to do with my insurance rates?” I had a customer of mine ask me this question today.  Having heard this question a million times from my dad, I was prepared.  In my opinion should your credit have anything to do with the rates you pay on your insurance – NO, however the truth of the matter …

RandeeHCredit & Your Insurance